Declaration off financial obligation having home financing app

29 Mar Declaration off financial obligation having home financing app

To ascertain just how much you owe, see ‘Mijn schulden’ when you look at the Mijn DUO. You’ll find notifications regarding the obligations below ‘Mijn berichten’. These may end up being released away. If you like a statement out-of financial obligation to have home financing software otherwise income tax get back, oftentimes all the info during the Mijn DUO is sufficient.

Regarding the Netherlands, their college student financial obligation or lifelong learning borrowing from the bank are taken into account when figuring exactly how much you might obtain having a mortgage. Really mortgage brokers for this reason require evidence of it – especially, the level of the new financial obligation. DUO has actually decided that have loan providers you could render that evidence because of the distribution the new alerts given at the beginning of your own fees stage, saying just how much you must repay per month. Discover so it notice from inside the Mijn DUO, around ‘Mijn berichten’.

And that notification you should fill in relies upon should your installment stage first started. If that is actually prior to 2017, then you certainly received the notice inside the January of the year for the and this your own payment stage come. In the event it is actually during the otherwise immediately following 2017, you acquired it 8 weeks prior to the start of your payment phase. That’s usually in October otherwise November. Will you be settling a beneficial lifelong learning borrowing? Your acquired this new notification from inside the January, following avoid of lifelong studying borrowing.

If you find yourself not able to get the alerts when you look at the Mijn DUO, you could consult a copy using our very own online contact page. You will discover that it by the blog post contained in this 2 weeks.

Extra money

Have you made voluntary most money? Sometimes, home loan business keep this in mind whenever calculating exactly how much your is obtain. For example, whilst enjoys less your own leftover monthly instalments or since you has cleared the debt entirely. Given that facts, you are able to new confirmation your acquired once we canned their volunteer fee. Or even the alerts claiming their smaller monthly instalment. For individuals who paid down by the most useful, you really need to discover it in this 3 working days. If not, it requires doing 2 weeks.

If you would like a more outlined declaration from debt, we could e-post they to you to the request. But this might be simply it is possible to if online title loans Arizona you have joined a valid e-send address in the Mijn DUO. To guard their privacy, we simply cannot age-send announcements, messages and other records. In addition to, their demand need to are from new e-mail address joined during the Mijn DUO.

In order to consult a full declaration from personal debt, fool around with our on line contact page. Based upon your role, you’ll get the following pointers:

• the unique debt balance at the start of the cost phase.
• your loans equilibrium, in addition to interest accrued.
• your existing rate of interest as well as age of authenticity.
• the fresh levels of any additional costs produced in addition to their value schedules.
• your dated and the new monthly instalments, in addition to their creating schedules.
• the rest identity of your financial obligation.
• confirmation away from complete installment.

Yearly report getting Dutch tax regulators

Quite often, you certainly do not need so you’re able to state your own an excellent scholar loans whenever processing a taxation come back about Netherlands. Therefore, we really do not give you a yearly statement given that simple. Should you choose need to know your existing personal debt equilibrium, discover it inside Mijn DUO not as much as ‘Mijn schulden’. And you can around ‘Schuldhistorie’ there can be brand new quantity you owed towards the 30 December out of prior many years.

Do you inhabit the new Dutch Caribbean? And have now your reduced your college student obligations? Then you will receive an annual report.

• the amount a great is over € step three,two hundred while you are single or more than just € 6,400 when you have someone, and you may
• their property into the Container step 3 (discounts and you can assets) surpass the newest exemption threshold. Inside the 2021 which is € 50,100000 having single people or € one hundred,100 getting partners, towards the site day being .

You don’t have to county your student financing because the income when you document a taxation get back. We could, however, give you a public transport statement if you need it for the statement.

When you find yourself struggling to log into Mijn DUO, fool around with the on the web contact page alternatively to inquire about for the annual statement.